Volunteer Debt Management: Out of the Red


Are you volunteer poor? These
debt-management principles can help you turn a shortfall into a

When I was a child, my mom frequently said I must’ve had a hole in
my pocket because my allowance came and went and I never noticed
until I didn’t have the money to do the things I wanted to do. I
had resources but I didn’t know how to use them.

Children's Ministry Magazine
Take an extra $5 off the already discounted rate!


Subscribe now or renew now and get a 1-year subscription for only $19.


My first three years as a children’s director weren’t much
different. I married a department that was in the red, not
financially, but organizationally. I had huge volunteer shortages,
but I dreamed of building mountains. I was strapped. I couldn’t go
forward without extending myself and my ministry precariously. Yet
there was so much we longed to do.

It wasn’t until I took a hard look at the real reasons for our
volunteer shortage and began using my existing resources wisely
that I was able to attain stability and dream big. I began an
ongoing system of volunteer recruiting based on debt management
principles. And now, amazingly, we have an ongoing volunteer
campaign that’s returned a child-teacher ratio of 5-to-1 in a
community where 90 percent of homes have families with

Whether you have 10 kids in a rented facility or 1,000 kids in an
auditorium, volunteer shortages hurt. Here’s how you can transform
a volunteer shortfall into a windfall.

The Road to Freedom

If you’re understaffed, you’re in debt. No one likes debt. It
causes sleepless nights and ups a person’s stress level
significantly. But this debt isn’t money, it’s far more serious —
it’s the lack of competent teachers, volunteers, or staff equipped
to connect kids to Christ — real assets. If you’re in this
situation, you know the heavy feeling: undue stress, anxiety,
working with your hands tied behind your back, and feeling like
you’ll never get over the hump. So where do you start?

• Track your spending (or expending). Once I’d
made the decision to do something drastic about our volunteer
shortfall, our ministry put a halt on all future goals and
programming that wasn’t absolutely essential to Sunday mornings. It
was an extreme measure; we had sports camp plans, small group
plans, tricycle derby plans, parent group plans-you name it. But we
realized that programming, like spending, is addictive because it
gives you short-term gratification, just like buying a new dress or
a new set of golf clubs. But if you don’t correct the roots of your
shortage first, your programming will eventually spiral out of
control and won’t be able to sustain itself.

When someone is in debt financially, the first thing to turn the
situation around is to put a stop to extra spending. If you’re
short-staffed, then don’t start a midweek program or a children’s
choir. After all, who’ll do it? Your best, most reliable volunteers
who always do everything? You can’t expand your program offerings
without expanding your volunteer base; you’ll run your best
volunteers into the ground in the process. When you’re facing a
volunteer shortage, you have to put all your resources — people,
energy, time, and funds — into your most critical efforts. We
realized it was far more powerful and manageable to have one solid
Sunday morning investment than several half-baked, poorly resourced

• Don’t use credit (or, stop asking for favors).
I’ve done it, I confess.

“Please, just this one week.”

“Hi, Mr. Barber. Hey, I need to ask a favor…”

Recruiting on credit (read: guilt trips, begging, or personal
favors) offers no solid return, and ultimately it can bankrupt you
and wreck your credit history. Think about it. How do whiny
entreaties or manipulative requests really help you build a solid
volunteer base? And what do you do when you’ve exhausted every sub
list, room assistant, pastor’s wife, and substitute custodian? Stop
bartering in favors and guilt — like credit, they offer only
bandage fixes for a deeper problem.

• Create a cash cushion. An emergency cash fund
is insurance against future debt. If the laundry room floods, the
roof leaks, or the transmission slips, a cash reserve protects you
from falling into debt to cover unexpected costs. Our ministry
needed a reserve to withdraw from when we were broke. So we came up
with a business plan for our ministry (yes, we’re a business — a
business of bringing kids to Jesus), and planned for what it would
take to get us out of debt, how long the process would take, and
the key players we needed to help us do it.

We quickly realized that our biggest assets were our pastoral
staff. We need them on board for vision casting, scouting, prayer,
and support for parent involvement — and we need them to set an
example by supporting the children’s ministry. Therefore, a good
amount of our time went into helping pastoral staff understand our
need and how a staffed children’s program impacts their ministry
and the congregation as a whole. And there’s the cornerstone of
creating a cash cushion of volunteers: Every church member is under
the leadership of a member of the pastoral staff. Win the pastors’
hearts, and the congregation will follow.



Volunteer Debt Management: Out of the Red
Rate this post

1 2

About Author

Children's Ministry Magazine

Children's Ministry Magazine is the most read magazine for people who minister to children from birth through sixth grade. We're partnering with you to make Jesus irresistible to kids.

Leave A Reply